ICICI Pru Retirement Fund Hybrid Conservative Plan
The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.
Growthvine rating: 4/5 — ranked #2 of 11 in category.
Fund basics
| Category | Solution: Retirement Debt |
|---|---|
| NAV | ₹18.47 (as of 2026-08-21) |
| AUM | ₹97 Cr |
| Expense ratio | 1.84% |
| Riskometer | Moderately High |
| Fund manager | Darshil Dedhia |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 8.12% |
|---|---|
| Sharpe ratio | 0.78 |
| Standard deviation | 4.43% |
| Max drawdown | -10.31% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 39.4% of Nifty 500's upside and 18.6% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.9% | Q1 (Top) | #3 of 11 |
| 2025 | 8.9% | Q1 (Top) | #1 of 11 |
| 2024 | 9.9% | Q2 | #6 of 11 |
| 2023 | 15.0% | Q1 (Top) | #3 of 11 |
| 2022 | 1.8% | Q3 | #7 of 11 |