ICICI Pru Retirement Fund Hybrid Aggressive Plan
The scheme seeks to investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation.
Growthvine rating: 4/5 — ranked #1 of 9 in category.
Fund basics
| Category | Solution: Retirement Hybrid |
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| NAV | ₹25.50 (as of 2026-10-23) |
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| AUM | ₹1,268 Cr |
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| Expense ratio | 1.86% |
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| Riskometer | Very High |
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| Fund manager | Darshil Dedhia |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 12.73% |
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| Sharpe ratio | 0.68 |
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| Standard deviation | 14.10% |
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| Max drawdown | −28.90% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 96.7% of Nifty 500's upside and 75.1% of its downside.
Market cap allocation
| Large cap | 50.2% |
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| Mid cap | 25.3% |
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| Small cap | 24.5% |
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Concentration
| Top 5 holdings | 13.7% |
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| Top 10 holdings | 23.4% |
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| Total holdings | 69 |
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Top holdings
- TREPS — 5.7%
- LIFE INSURANCE CORPORATION OF INDIA — 4.4%
- Government Securities — 2.8%
- Vedanta Ltd. — 2.4%
- Mahindra & Mahindra Ltd. — 2.4%
- Titan Company Limited — 2.3%
- HDFC Bank Ltd. — 2.3%
- Samvardhana Motherson International Limited — 2.3%
- Indegene Limited — 2.1%
- Kirloskar Oil Engines Limited — 2.0%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −6.8% | Q3 | #7 of 9 |
| 2025 | 12.6% | Q1 (Top) | #1 of 9 |
| 2024 | 20.9% | Q1 (Top) | #2 of 9 |
| 2023 | 31.7% | Q1 (Top) | #1 of 8 |
| 2022 | 0.5% | Q3 | #5 of 8 |