ICICI Pru Credit Risk Fund
The scheme seeks to generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity.
Growthvine rating: 4/5 — ranked #3 of 14 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹34.77 (as of 2026-08-21) |
| AUM | ₹6,320 Cr |
| Expense ratio | 1.19% |
| Riskometer | High |
| Fund manager | Akhil Kakkar |
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Performance & risk
| 5-year annualised return | 7.36% |
|---|---|
| Sharpe ratio | 2 |
| Standard deviation | 1.17% |
| Max drawdown | -3.07% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 100.0% of NIFTY Credit Risk Bond Index's upside and 39.6% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.7% | Q2 | #7 of 14 |
| 2025 | 9.5% | Q1 (Top) | #4 of 14 |
| 2024 | 8.5% | Q1 (Top) | #2 of 14 |
| 2023 | 7.2% | Q2 | #6 of 14 |
| 2022 | 5.1% | Q1 (Top) | #4 of 13 |