ICICI Pru Banking & Financial Services Fund Ret
The scheme seeks to maximize long term capital gains by investing in equity and equity related securities of banking, financial and non-banking financial companies that form a part of Banking and Financial Services Industry. A large share of the assets of the scheme will be invested in the stocks comprising the benchmark, BSE Bankex Index.
Growthvine rating: 3/5 — ranked #34 of 85 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹125.14 (as of 2026-10-01) |
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| AUM | ₹11,331 Cr |
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| Expense ratio | 1.48% |
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| Riskometer | Very High |
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| Fund manager | Antariksha Banerjee |
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| Exit load | 1% for redemption within 15 days |
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Performance & risk
| 5-year annualised return | 8.01% |
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| Sharpe ratio | 0.37 |
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| Standard deviation | 14.34% |
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| Max drawdown | −47.85% |
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| Alpha | -0.12 |
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| Beta | 0.89 |
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Over 5 years, captured 92.8% of NIFTY Financial Services's upside and 87.3% of its downside.
Market cap allocation
| Large cap | 64.9% |
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| Mid cap | 13.2% |
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| Small cap | 21.9% |
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Concentration
| Top 5 holdings | 49.6% |
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| Top 10 holdings | 63.0% |
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| Total holdings | 50 |
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Top holdings
- ICICI Bank Ltd. — 14.1%
- HDFC Bank Ltd. — 12.1%
- Kotak Mahindra Bank Ltd. — 9.4%
- AXIS Bank Ltd. — 8.9%
- State Bank Of India — 5.1%
- SBI CARDS AND PAYMENT SERVICES LIMITED — 3.0%
- Lic Housing Finance Ltd. — 2.8%
- SBI Life Insurance Company Limited — 2.7%
- HDFC LIFE INSURANCE COMPANY LIMITED — 2.6%
- Bajaj Finserv Limited — 2.3%
Top sectors
- Banking & Financial — 60.2%
- Finance & Investments — 23.0%
- Miscellaneous — 13.7%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −9.8% | Q4 (Bottom) | #64 of 76 |
| 2025 | 15.9% | Q1 (Top) | #13 of 69 |
| 2024 | 11.6% | Q4 (Bottom) | #49 of 58 |
| 2023 | 17.9% | Q4 (Bottom) | #46 of 48 |
| 2022 | 11.9% | Q2 | #18 of 46 |