HSBC Credit Risk Fund
The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Growthvine rating: 2/5 — ranked #9 of 14 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹34.48 (as of 2026-08-21) |
| AUM | ₹460 Cr |
| Expense ratio | 1.39% |
| Riskometer | Moderately High |
| Fund manager | Shriram Ramanathan |
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year |
Performance & risk
| Sharpe ratio | 0.71 |
|---|---|
| Standard deviation | 6.88% |
| Max drawdown | -0.41% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 131.5% of NIFTY Credit Risk Bond Index's upside and -19.3% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.8% | Q3 | #11 of 14 |
| 2025 | 20.3% | Q1 (Top) | #2 of 14 |
| 2024 | 7.2% | Q4 (Bottom) | #12 of 14 |
| 2023 | 6.5% | Q3 | #11 of 14 |