HDFC Housing Opp Fund
The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.
Growthvine rating: 2/5 — ranked #60 of 85 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹20.28 (as of 2026-10-01) |
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| AUM | ₹1,167 Cr |
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| Expense ratio | 1.88% |
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| Riskometer | Very High |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 9.41% |
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| Sharpe ratio | 0.32 |
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| Standard deviation | 17.91% |
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| Max drawdown | −43.69% |
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| Alpha | 0.82 |
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| Beta | 1.11 |
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Over 5 years, captured 100.2% of Nifty 500's upside and 96.2% of its downside.
Market cap allocation
| Large cap | 66.4% |
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| Mid cap | 8.8% |
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| Small cap | 24.8% |
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Concentration
| Top 5 holdings | 38.0% |
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| Top 10 holdings | 62.3% |
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| Total holdings | 34 |
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Top holdings
- Larsen & Toubro Limited — 8.7%
- ICICI Bank Ltd. — 8.4%
- HDFC Bank Ltd. — 7.6%
- NTPC Limited — 7.0%
- State Bank Of India — 6.4%
- Ambuja Cements Ltd. — 5.5%
- UltraTech Cement Ltd — 4.9%
- KALPATARU PROJECTS INTERNATIONAL LIMITED — 4.8%
- Prestige Estates Projects Limited — 4.6%
- AXIS Bank Ltd. — 4.5%
Top sectors
- Banking & Financial — 30.2%
- Construction — 26.2%
- Retail — 11.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −9.2% | Q4 (Bottom) | #63 of 76 |
| 2025 | −0.1% | Q3 | #36 of 69 |
| 2024 | 14.0% | Q3 | #44 of 58 |
| 2023 | 39.2% | Q2 | #18 of 48 |
| 2022 | 13.1% | Q2 | #15 of 46 |