HDFC Equity Savings Fund
The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.
Growthvine rating: 3/5 — ranked #9 of 24 in category.
Fund basics
| Category | Hybrid: Equity Savings |
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| NAV | ₹69.54 (as of 2026-11-11) |
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| AUM | ₹5,532 Cr |
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| Expense ratio | 1.59% |
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| Riskometer | Moderately High |
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| Fund manager | Anand Laddha |
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| Exit load | For units in excess of 15% of the investment, 1% will be charged for redemption within 1 month |
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Performance & risk
| 5-year annualised return | 6.95% |
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| Sharpe ratio | 0.22 |
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| Standard deviation | 5.43% |
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| Max drawdown | −17.05% |
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| Alpha | 0 |
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| Beta | 0.99 |
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Over 5 years, captured 122.5% of NIFTY 50 Hybrid Short Duration Debt 25:75 Index's upside and 148.3% of its downside.
Market cap allocation
| Large cap | 89.1% |
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| Mid cap | 4.9% |
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| Small cap | 6.0% |
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Concentration
| Top 5 holdings | 21.9% |
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| Top 10 holdings | 34.1% |
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| Total holdings | 118 |
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Top holdings
- Net Receivable / Payable — 24.5%
- TREPS - Tri-party Repo — 9.1%
- HDFC Bank Ltd. — 7.0%
- Reliance Industries Ltd — 5.2%
- NTPC Limited — 3.5%
- Titan Company Limited — 3.2%
- Larsen & Toubro Limited — 3.0%
- Sun Pharmaceutical Industries Ltd. — 2.9%
- ICICI Bank Ltd. — 2.9%
- Bharti Airtel Ltd. — 2.4%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 2.5% | Q3 | #15 of 24 |
| 2025 | 6.8% | Q2 | #9 of 21 |
| 2024 | 10.3% | Q2 | #11 of 21 |
| 2023 | 13.8% | Q2 | #10 of 20 |
| 2022 | 6.0% | Q1 (Top) | #4 of 18 |