HDFC Banking and PSU Debt Fund
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.
Growthvine rating: 4/5 — ranked #3 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹24.35 (as of 2026-08-21) |
| AUM | ₹5,209 Cr |
| Expense ratio | 0.61% |
| Riskometer | Moderate |
| Fund manager | Anil Bamboli |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.04% |
|---|---|
| Sharpe ratio | 0.62 |
| Standard deviation | 1.66% |
| Max drawdown | -3.15% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 95.5% of NIFTY Banking & PSU Debt Index's upside and 46.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.9% | Q3 | #14 of 21 |
| 2025 | 7.5% | Q2 | #9 of 21 |
| 2024 | 7.9% | Q2 | #10 of 22 |
| 2023 | 6.8% | Q1 (Top) | #5 of 21 |
| 2022 | 3.3% | Q2 | #8 of 19 |