Franklin India Retirement Fund
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Growthvine rating: 3/5 — ranked #3 of 11 in category.
Fund basics
| Category | Solution: Retirement Debt |
|---|---|
| NAV | ₹214.06 (as of 2026-10-01) |
| AUM | ₹493 Cr |
| Expense ratio | 1.84% |
| Riskometer | Moderately High |
| Fund manager | Anuj Tagra |
| Exit load | For Redemption or switch out of units before the attainment of retirement age i.e 58 years. |
Performance & risk
| 5-year annualised return | 6.00% |
|---|---|
| Sharpe ratio | 0.31 |
| Standard deviation | 5.98% |
| Max drawdown | −29.15% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 45.4% of Nifty 500's upside and 35.2% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | −3.3% | Q4 (Bottom) | #9 of 10 |
| 2025 | 4.3% | Q3 | #8 of 10 |
| 2024 | 12.6% | Q1 (Top) | #1 of 10 |
| 2023 | 14.1% | Q1 (Top) | #3 of 10 |
| 2022 | 3.5% | Q1 (Top) | #3 of 10 |