DSP Savings Fund
The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Growthvine rating: 3/5 — ranked #9 of 27 in category.
Fund basics
| Category | Debt: Money Market |
|---|---|
| NAV | ₹56.49 (as of 2026-08-21) |
| AUM | ₹8,704 Cr |
| Expense ratio | 0.35% |
| Riskometer | Low to Moderate |
| Fund manager | Karan Mundhra |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.13% |
|---|---|
| Sharpe ratio | 1.85 |
| Standard deviation | 0.55% |
| Max drawdown | -1.68% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 94.1% of NIFTY Money Market Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.0% | Q2 | #11 of 26 |
| 2025 | 7.0% | Q4 (Bottom) | #19 of 24 |
| 2024 | 7.4% | Q3 | #16 of 24 |
| 2023 | 7.2% | Q2 | #10 of 22 |
| 2022 | 4.0% | Q4 (Bottom) | #17 of 19 |