DSP Dynamic Asset Allocation
The Scheme Seeks to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to
Growthvine rating: 3/5 — ranked #12 of 35 in category.
Fund basics
| Category | Hybrid: Balanced Advantage |
|---|
| NAV | ₹28.49 (as of 2026-09-11) |
|---|
| AUM | ₹3,749 Cr |
|---|
| Expense ratio | 1.62% |
|---|
| Riskometer | Moderate |
|---|
| Fund manager | Preethi R S |
|---|
| Exit load | 1% for redemption within 1 month |
|---|
Performance & risk
| 5-year annualised return | 7.78% |
|---|
| Sharpe ratio | 0.63 |
|---|
| Standard deviation | 6.49% |
|---|
| Max drawdown | -19.42% |
|---|
| Alpha | 0 |
|---|
| Beta | 0 |
|---|
Over 5 years, captured 87.8% of NIFTY 50 Hybrid Composite Debt 50:50 Index's upside and 61.9% of its downside.
Market cap allocation
| Large cap | 84.1% |
|---|
| Mid cap | 7.5% |
|---|
| Small cap | 8.4% |
|---|
Concentration
| Top 5 holdings | 28.9% |
|---|
| Top 10 holdings | 40.1% |
|---|
| Total holdings | 61 |
|---|
Top holdings
- Net Receivable / Payable — 20.1%
- ICICI Bank Ltd. — 6.1%
- HDFC Bank Ltd. — 5.6%
- AXIS Bank Ltd. — 3.6%
- State Bank Of India — 3.0%
- 7.32% GOI 13112030 — 2.9%
- TREPS / Reverse Repo Investments — 2.8%
- 6.94% GOI 11052036 — 2.7%
- Bharti Airtel Ltd. — 2.4%
- HDFC Bank Ltd. — 2.3%
Top sectors
- Banking & Financial — 33.1%
- Consumer Durables — 4.3%
- Telecom — 4.1%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | -0.1% | Q2 | #14 of 35 |
| 2025 | 8.7% | Q1 (Top) | #5 of 34 |
| 2024 | 12.4% | Q3 | #18 of 30 |
| 2023 | 17.1% | Q3 | #17 of 26 |
| 2022 | 0.1% | Q3 | #16 of 21 |