DSP Credit Risk Fund
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Growthvine rating: 3/5 — ranked #7 of 14 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹55.12 (as of 2026-10-23) |
| AUM | ₹326 Cr |
| Expense ratio | 1.00% |
| Riskometer | Moderately High |
| Fund manager | Kunal Khudania |
| Exit load | 3% for redemption within 12 months |
Performance & risk
| 5-year annualised return | 12.45% |
|---|---|
| Sharpe ratio | 1.26 |
| Standard deviation | 7.42% |
| Max drawdown | −6.18% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 173.0% of NIFTY Credit Risk Bond Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 8.5% | Q1 (Top) | #3 of 14 |
| 2025 | 21.0% | Q1 (Top) | #1 of 14 |
| 2024 | 7.8% | Q3 | #9 of 14 |
| 2023 | 15.6% | Q1 (Top) | #1 of 14 |
| 2022 | 9.3% | Q1 (Top) | #2 of 13 |