DSP Banking and PSU Debt Fund
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Growthvine rating: 3/5 — ranked #6 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹25.29 (as of 2026-10-01) |
| AUM | ₹3,270 Cr |
| Expense ratio | 0.51% |
| Riskometer | Moderate |
| Fund manager | Sandeep Yadav |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.69% |
|---|---|
| Sharpe ratio | 0.39 |
| Standard deviation | 2.13% |
| Max drawdown | −3.06% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 96.2% of NIFTY Banking & PSU Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.5% | Q4 (Bottom) | #20 of 21 |
| 2025 | 6.8% | Q4 (Bottom) | #20 of 21 |
| 2024 | 8.6% | Q1 (Top) | #1 of 22 |
| 2023 | 6.7% | Q2 | #9 of 21 |
| 2022 | 3.2% | Q2 | #10 of 19 |