DSP Banking & Financial Services Fund
The scheme seeks to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Growthvine rating: 3/5 — ranked #34 of 84 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹15.19 (as of 2026-08-21) |
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| AUM | ₹2,012 Cr |
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| Expense ratio | 1.75% |
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| Riskometer | Very High |
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| Fund manager | Preethi R S |
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| Exit load | 0.5% for redemption within 1 month |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | -14.79% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 112.9% of NIFTY Financial Services's upside and 84.3% of its downside.
Market cap allocation
| Large cap | 56.0% |
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| Mid cap | 19.3% |
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| Small cap | 24.7% |
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Concentration
| Top 5 holdings | 33.0% |
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| Top 10 holdings | 54.9% |
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| Total holdings | 32 |
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Top holdings
- ICICI Bank Ltd. — 10.3%
- AXIS Bank Ltd. — 7.1%
- Cholamandalam Investment and Finance Company Ltd — 5.8%
- Bajaj Finance Limited — 5.0%
- State Bank Of India — 4.8%
- Shriram Finance Limited — 4.7%
- Ujjivan Small Finance Bank Limited — 4.6%
- Kotak Mahindra Bank Ltd. — 4.2%
- SBI Life Insurance Company Limited — 4.2%
- PB Fintech Limited — 4.2%
Top sectors
- Banking & Financial — 55.6%
- Finance & Investments — 25.3%
- Miscellaneous — 12.4%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 6.8% | Q2 | #30 of 76 |
| 2025 | 21.8% | Q1 (Top) | #2 of 69 |
| 2024 | 15.6% | Q3 | #43 of 58 |