Baroda BNP Paribas Retirement Fund
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors.
Growthvine rating: 1/5 — ranked #9 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
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| NAV | ₹11.17 (as of 2026-10-01) |
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| AUM | ₹405 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Silky Jain |
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| Exit load | 0 |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −13.09% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 84.7% of Nifty 500's upside and 73.3% of its downside.
Market cap allocation
| Large cap | 59.1% |
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| Mid cap | 25.8% |
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| Small cap | 15.2% |
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Concentration
| Top 5 holdings | 12.7% |
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| Top 10 holdings | 22.4% |
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| Total holdings | 54 |
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Top holdings
- 6.9% Government of India (15/04/2065) — 17.7%
- 7.34% Government of India (22/04/2064) — 3.8%
- ICICI Bank Ltd. — 2.9%
- Larsen & Toubro Limited — 2.8%
- Divis Laboratories Ltd. — 2.6%
- State Bank Of India — 2.4%
- Titan Company Limited — 2.1%
- HDFC Bank Ltd. — 2.1%
- Clearing Corporation of India Ltd — 2.0%
- Bharat Heavy Electricals Ltd. — 2.0%
Top sectors
- SOV — 22.5%
- Banking & Financial — 19.9%
- Electricals — 5.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −3.4% | Q3 | #6 of 10 |
| 2025 | 5.9% | Q2 | #4 of 10 |