Baroda BNP Paribas India Consumption Fund
The Scheme seeks to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities.
Growthvine rating: 3/5 — ranked #70 of 184 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹28.53 (as of 2026-10-01) |
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| AUM | ₹1,454 Cr |
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| Expense ratio | 1.82% |
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| Riskometer | Very High |
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| Fund manager | Himanshu Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| Sharpe ratio | 0.34 |
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| Standard deviation | 15.63% |
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| Max drawdown | −23.14% |
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| Alpha | -1.14 |
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| Beta | 0.93 |
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Over 5 years, captured 85.3% of NIFTY India Consumption's upside and 89.3% of its downside.
Market cap allocation
| Large cap | 75.2% |
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| Mid cap | 17.7% |
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| Small cap | 7.1% |
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Concentration
| Top 5 holdings | 33.3% |
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| Top 10 holdings | 53.0% |
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| Total holdings | 38 |
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Top holdings
- Titan Company Limited — 8.1%
- Bharti Airtel Ltd. — 6.9%
- Mahindra & Mahindra Ltd. — 6.8%
- Maruti Suzuki India Ltd. — 6.2%
- Eicher Motors Ltd. — 5.5%
- Eternal Limited — 5.4%
- TVS Motor Company Ltd. — 4.9%
- Nestle India Ltd. — 3.3%
- The Phoenix Mills Ltd. — 3.1%
- Bajaj Auto Limited — 2.9%
Top sectors
- Automobile — 28.5%
- Retail — 17.4%
- Consumer Durables — 13.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −11.3% | Q4 (Bottom) | #155 of 167 |
| 2025 | 0.8% | Q3 | #92 of 132 |
| 2024 | 22.4% | Q2 | #31 of 86 |
| 2023 | 29.0% | Q3 | #34 of 66 |