Baroda BNP Paribas Conservative Hybrid
The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.
Growthvine rating: 2/5 — ranked #15 of 24 in category.
Fund basics
| Category | Hybrid: Conservative |
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| NAV | ₹46.72 (as of 2026-08-21) |
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| AUM | ₹944 Cr |
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| Expense ratio | 1.70% |
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| Riskometer | Moderately High |
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| Fund manager | Ankeet Pandya |
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| Exit load | 1% for redemption within 180 days |
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Performance & risk
| Sharpe ratio | 0.34 |
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| Standard deviation | 4.11% |
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| Max drawdown | -4.77% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 106.3% of NIFTY 50 Hybrid Composite Debt 15:85 Index's upside and 112.2% of its downside.
Market cap allocation
| Large cap | 57.1% |
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| Mid cap | 23.3% |
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| Small cap | 19.6% |
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Concentration
| Top 5 holdings | 3.7% |
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| Top 10 holdings | 6.4% |
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| Total holdings | 45 |
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Top holdings
- Clearing Corporation of India Ltd — 10.7%
- 8.95% Reliance Industries Limited (09/11/2028) — 5.1%
- 7.46% REC Limited (30/06/2028) — 2.8%
- 8.7% Shriram Finance Limited (09/04/2028) — 2.3%
- 6.68% Government of India (07/07/2040) — 2.2%
- 7.7% Bajaj Housing Finance Limited (21/05/2027) — 2.1%
- 7.35% Export Import Bank of India (27/07/2028) — 2.0%
- 7.24% Government of India (18/08/2055) — 2.0%
- 8.15% PNB Housing Finance Limited (29/07/2027) — 1.9%
- 7.68% Small Industries Dev Bank of India (10/08/2027) — 1.9%
Top sectors
- Banking & Financial — 6.4%
- Finance & Investments — 1.7%
- Software & Services — 1.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 2.2% | Q2 | #8 of 20 |
| 2025 | 5.3% | Q3 | #14 of 20 |
| 2024 | 9.8% | Q3 | #13 of 20 |
| 2023 | 11.0% | Q3 | #12 of 20 |