Baroda BNP Paribas Banking and Financial Services Fund
The scheme aims to provide long term capital appreciation by investing in equity and equity related securities of companies engaged in banking & financial services sector which are expected to show sustained growth & generate better performance.
Growthvine rating: 2/5 — ranked #54 of 84 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹50.48 (as of 2026-08-21) |
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| AUM | ₹437 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Silky Jain |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 12.69% |
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| Sharpe ratio | 0.49 |
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| Standard deviation | 15.85% |
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| Max drawdown | -42.86% |
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| Alpha | 2.73 |
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| Beta | 0.98 |
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Over 5 years, captured 106.8% of NIFTY Financial Services's upside and 95.7% of its downside.
Market cap allocation
| Large cap | 61.3% |
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| Mid cap | 21.3% |
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| Small cap | 17.4% |
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Concentration
| Top 5 holdings | 37.7% |
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| Top 10 holdings | 57.7% |
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| Total holdings | 32 |
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Top holdings
- ICICI Bank Ltd. — 8.6%
- State Bank Of India — 8.3%
- HDFC Bank Ltd. — 7.7%
- AXIS Bank Ltd. — 7.0%
- Bajaj Finance Limited — 6.1%
- Kotak Mahindra Bank Ltd. — 5.2%
- IndusInd Bank Ltd. — 4.3%
- Shriram Finance Limited — 4.1%
- Clearing Corporation of India Ltd — 3.6%
- Ujjivan Small Finance Bank Limited — 3.3%
Top sectors
- Banking & Financial — 70.5%
- Finance & Investments — 17.3%
- Miscellaneous — 3.8%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.0% | Q3 | #45 of 76 |
| 2025 | 14.4% | Q1 (Top) | #15 of 69 |
| 2024 | 12.5% | Q4 (Bottom) | #46 of 58 |
| 2023 | 20.5% | Q4 (Bottom) | #43 of 48 |
| 2022 | 15.7% | Q1 (Top) | #8 of 46 |