Baroda BNP Paribas Balanced Advantage Fund
The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.
Growthvine rating: 4/5 — ranked #7 of 35 in category.
Fund basics
| Category | Hybrid: Balanced Advantage |
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| NAV | ₹26.23 (as of 2026-08-21) |
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| AUM | ₹5,166 Cr |
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| Expense ratio | 1.60% |
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| Riskometer | Very High |
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| Fund manager | Jitendra Sriram |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 11.17% |
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| Sharpe ratio | 0.52 |
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| Standard deviation | 11.53% |
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| Max drawdown | -20.80% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 136.3% of NIFTY 50 Hybrid Composite Debt 50:50 Index's upside and 128.6% of its downside.
Market cap allocation
| Large cap | 67.9% |
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| Mid cap | 24.1% |
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| Small cap | 8.0% |
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Concentration
| Top 5 holdings | 13.6% |
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| Top 10 holdings | 23.9% |
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| Total holdings | 59 |
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Top holdings
- Clearing Corporation of India Ltd — 3.4%
- HDFC Bank Ltd. — 3.2%
- Reliance Industries Ltd — 3.1%
- Bharti Airtel Ltd. — 2.6%
- Larsen & Toubro Limited — 2.5%
- IndusInd Bank Ltd. — 2.2%
- Bharat Heavy Electricals Ltd. — 2.2%
- Mahindra & Mahindra Ltd. — 2.1%
- Eicher Motors Ltd. — 2.1%
- JSW Steel Limited — 2.0%
Top sectors
- Banking & Financial — 20.8%
- Automobile — 6.3%
- Industrial Products — 5.2%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 3.6% | Q1 (Top) | #3 of 35 |
| 2025 | 7.8% | Q1 (Top) | #9 of 34 |
| 2024 | 14.9% | Q1 (Top) | #8 of 30 |
| 2023 | 21.1% | Q1 (Top) | #4 of 26 |
| 2022 | 2.6% | Q3 | #12 of 21 |