Bank of India Small Cap Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Growthvine rating: 5/5 — ranked #3 of 37 in category.
Fund basics
| Category | Equity: Small Cap |
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| NAV | ₹53.74 (as of 2026-10-23) |
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| AUM | ₹3,307 Cr |
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| Expense ratio | 1.64% |
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| Riskometer | Very High |
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| Fund manager | Alok Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| 5-year annualised return | 18.24% |
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| Sharpe ratio | 0.69 |
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| Standard deviation | 21.84% |
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| Max drawdown | −32.51% |
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| Alpha | 7.12 |
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| Beta | 0.95 |
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Over 5 years, captured 94.4% of NIFTY Smallcap 250's upside and 73.7% of its downside.
Market cap allocation
| Large cap | 2.2% |
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| Mid cap | 6.0% |
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| Small cap | 91.8% |
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Concentration
| Top 5 holdings | 13.3% |
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| Top 10 holdings | 24.2% |
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| Total holdings | 84 |
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| Index overlap | 11.4% |
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| Active share | 88.6% |
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Top holdings
- TREPS — 7.2%
- Hero Motors Limited — 2.8%
- Sky Gold And Diamonds Limited — 2.7%
- City Union Bank Ltd — 2.7%
- Sterlite Technologies Limited. — 2.5%
- Raymond Limited — 2.5%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 2.5%
- Optiemus Infracom Limited — 2.2%
- SIGMA ADVANCED SYSTEMS LIMITED — 2.2%
- Anand Rathi Wealth Limited — 2.1%
Top sectors
- Banking & Financial — 10.4%
- Industrial Products — 10.4%
- Cash — 8.7%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 19.8% | Q1 (Top) | #1 of 34 |
| 2025 | −8.5% | Q4 (Bottom) | #26 of 30 |
| 2024 | 30.0% | Q1 (Top) | #7 of 28 |
| 2023 | 40.8% | Q3 | #15 of 24 |
| 2022 | −1.6% | Q3 | #15 of 22 |