Bank of India Small Cap Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Growthvine rating: 5/5 — ranked #2 of 37 in category.
Fund basics
| Category | Equity: Small Cap |
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| NAV | ₹57.12 (as of 2026-09-15) |
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| AUM | ₹2,819 Cr |
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| Expense ratio | 1.66% |
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| Riskometer | Very High |
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| Fund manager | Alok Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| 5-year annualised return | 19.27% |
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| Sharpe ratio | 0.73 |
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| Standard deviation | 21.84% |
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| Max drawdown | -32.51% |
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| Alpha | 6.3 |
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| Beta | 0.96 |
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Over 5 years, captured 94.2% of NIFTY Smallcap 250's upside and 76.4% of its downside.
Market cap allocation
| Large cap | 2.7% |
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| Mid cap | 8.3% |
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| Small cap | 88.9% |
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Concentration
| Top 5 holdings | 12.2% |
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| Top 10 holdings | 22.0% |
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| Total holdings | 86 |
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| Index overlap | 13.2% |
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| Active share | 86.8% |
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Top holdings
- TREPS — 7.4%
- Sky Gold And Diamonds Limited — 3.0%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 2.5%
- City Union Bank Ltd — 2.4%
- Sterlite Technologies Limited. — 2.2%
- Balrampur Chini Mills Ltd. — 2.2%
- E.I.D. Parry (India) Ltd. — 2.1%
- Computer Age Management Services Limited — 2.0%
- Wockhardt Ltd — 2.0%
- Arvind Ltd. — 1.9%
Top sectors
- Banking & Financial — 10.4%
- Industrial Products — 8.9%
- Automobile — 7.1%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 27.3% | Q1 (Top) | #1 of 34 |
| 2025 | -8.5% | Q4 (Bottom) | #26 of 30 |
| 2024 | 30.0% | Q1 (Top) | #7 of 28 |
| 2023 | 40.8% | Q3 | #15 of 24 |
| 2022 | -1.6% | Q3 | #15 of 22 |