Bank of India Short Term Fund
The scheme seeks to generate reasonable returns by investing in debt and money market instruments. The scheme would not be investing more than 70% into securities having average maturity of more than 370 days.
Growthvine rating: 1/5 — ranked #37 of 42 in category.
Fund basics
| Category | Debt: Short Duration |
|---|---|
| NAV | ₹28.28 (as of 2026-10-26) |
| AUM | ₹259 Cr |
| Expense ratio | 1.00% |
| Riskometer | Moderate |
| Fund manager | Mithraem Bharucha |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 10.27% |
|---|---|
| Sharpe ratio | 0.74 |
| Standard deviation | 1.60% |
| Max drawdown | −20.20% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 168.6% of NIFTY Short Duration Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.9% | Q3 | #29 of 39 |
| 2025 | 7.0% | Q4 (Bottom) | #33 of 35 |
| 2024 | 9.1% | Q1 (Top) | #3 of 31 |
| 2023 | 6.0% | Q4 (Bottom) | #26 of 27 |
| 2022 | 26.9% | Q1 (Top) | #1 of 21 |