Bank of India Multi Cap Fund
The scheme seeks to generate long term capital appreciation by investing in equity and equity-related securities across various market capitalisation.
Growthvine rating: 4/5 — ranked #4 of 34 in category.
Fund basics
| Category | Equity: Multi Cap |
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| NAV | ₹20.41 (as of 2026-11-11) |
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| AUM | ₹1,344 Cr |
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| Expense ratio | 1.84% |
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| Riskometer | Very High |
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| Fund manager | Nitin Gosar |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| Sharpe ratio | 0.6 |
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| Standard deviation | 16.54% |
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| Max drawdown | −20.69% |
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| Alpha | 6.33 |
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| Beta | 0.95 |
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Over 5 years, captured 106.0% of NIFTY500 Multicap 50:25:25's upside and 90.1% of its downside.
Market cap allocation
| Large cap | 34.3% |
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| Mid cap | 32.0% |
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| Small cap | 33.7% |
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Concentration
| Top 5 holdings | 17.6% |
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| Top 10 holdings | 29.9% |
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| Total holdings | 66 |
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| Index overlap | 23.1% |
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| Active share | 76.9% |
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Top holdings
- TREPS — 9.0%
- HDFC Bank Ltd. — 5.5%
- Reliance Industries Ltd — 4.0%
- Entero Healthcare Solutions Limited — 2.8%
- Kotak Mahindra Bank Ltd. — 2.7%
- Container Corporation Of India Ltd. — 2.6%
- Aurobindo Pharma Ltd. — 2.6%
- TIPS MUSIC LIMITED — 2.5%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 2.5%
- Bank of maharashtra — 2.4%
Top sectors
- Banking & Financial — 14.8%
- Pharma & Biotech — 12.5%
- Cash — 10.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 9.3% | Q2 | #10 of 33 |
| 2025 | 7.2% | Q1 (Top) | #2 of 30 |
| 2024 | 22.3% | Q3 | #14 of 23 |