Bank of India Mid & Small Cap Equity & Debt Fund
The scheme seeks to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities.
Growthvine rating: 5/5 — ranked #2 of 36 in category.
Fund basics
| Category | Hybrid: Aggressive |
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| NAV | ₹43.13 (as of 2026-08-21) |
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| AUM | ₹1,695 Cr |
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| Expense ratio | 1.78% |
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| Riskometer | Very High |
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| Fund manager | Alok Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| 5-year annualised return | 13.77% |
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| Sharpe ratio | 0.7 |
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| Standard deviation | 15.80% |
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| Max drawdown | -37.83% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 145.9% of NIFTY 50 Hybrid Composite Debt 65:35 Index's upside and 121.3% of its downside.
Market cap allocation
| Large cap | 0.0% |
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| Mid cap | 62.9% |
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| Small cap | 37.1% |
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Concentration
| Top 5 holdings | 10.8% |
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| Top 10 holdings | 20.4% |
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| Total holdings | 62 |
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Top holdings
- TREPS — 5.7%
- Abbott India Ltd. — 2.3%
- Bank of maharashtra — 2.2%
- Mankind Pharma Limited — 2.2%
- UNO Minda Limited — 2.1%
- Shreeji Shipping Global Limited — 2.1%
- Aurobindo Pharma Ltd. — 2.1%
- Federal Bank Ltd. — 2.0%
- Balrampur Chini Mills Ltd. — 1.9%
- NIPPON LIFE INDIA ASSET MANAGEMENT LIMITED — 1.9%
Top sectors
- Pharma & Biotech — 11.4%
- Banking & Financial — 7.8%
- Electricals — 5.2%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 11.7% | Q1 (Top) | #1 of 34 |
| 2025 | -0.9% | Q4 (Bottom) | #33 of 34 |
| 2024 | 25.8% | Q1 (Top) | #3 of 34 |
| 2023 | 33.7% | Q1 (Top) | #2 of 33 |
| 2022 | -4.8% | Q4 (Bottom) | #29 of 30 |