Bank of India Liquid Fund
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 80% into securities having average maturity less than or equal to 6 months with low risk profile.
Growthvine rating: 2/5 — ranked #21 of 41 in category.
Fund basics
| Category | Debt: Liquid |
|---|---|
| NAV | ₹3225.30 (as of 2026-08-21) |
| AUM | ₹1,728 Cr |
| Expense ratio | 0.12% |
| Riskometer | Low to Moderate |
| Fund manager | Mithraem Bharucha |
| Exit load | Exit load of 0.0070% if redeemed within 1 day. 0.0065% if redeemed within 2 days. 0.0060% if redeemed within 3 days. 0.0055% if redeemed within 4 days. 0.0050% if redeemed within 5 days. 0.0045% if redeemed within 6 days. |
Performance & risk
| 5-year annualised return | 6.25% |
|---|---|
| Sharpe ratio | 5.01 |
| Standard deviation | 0.20% |
| Max drawdown | -0.16% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 98.8% of NIFTY Liquid Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.2% | Q1 (Top) | #9 of 41 |
| 2025 | 6.6% | Q1 (Top) | #2 of 37 |
| 2024 | 7.4% | Q1 (Top) | #1 of 36 |
| 2023 | 7.1% | Q1 (Top) | #1 of 35 |
| 2022 | 4.9% | Q1 (Top) | #2 of 34 |