Bank of India Large Cap Fund
The scheme seeks to provide investors long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.
Growthvine rating: 3/5 — ranked #11 of 42 in category.
Fund basics
| Category | Equity: Large Cap |
|---|
| NAV | ₹15.76 (as of 2026-10-22) |
|---|
| AUM | ₹231 Cr |
|---|
| Expense ratio | 2.10% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Alok Singh |
|---|
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
|---|
Performance & risk
| 5-year annualised return | 7.64% |
|---|
| Sharpe ratio | 0.35 |
|---|
| Standard deviation | 16.23% |
|---|
| Max drawdown | −23.21% |
|---|
| Alpha | 2.21 |
|---|
| Beta | 1.04 |
|---|
Over 5 years, captured 104.4% of NIFTY 100's upside and 101.6% of its downside.
Market cap allocation
| Large cap | 82.3% |
|---|
| Mid cap | 2.6% |
|---|
| Small cap | 15.0% |
|---|
Concentration
| Top 5 holdings | 25.7% |
|---|
| Top 10 holdings | 41.0% |
|---|
| Total holdings | 58 |
|---|
| Index overlap | 50.2% |
|---|
| Active share | 49.8% |
|---|
Top holdings
- HDFC Bank Ltd. — 7.2%
- ICICI Bank Ltd. — 5.8%
- State Bank Of India — 4.6%
- Adani Ports and Special Economic Zone Ltd — 4.6%
- ICICI Prudential Asset Management Company Limited — 3.5%
- Larsen & Toubro Limited — 3.5%
- Reliance Industries Ltd — 3.2%
- Tech Mahindra Limited — 3.0%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 2.8%
- Shriram Finance Limited — 2.8%
Top sectors
- Banking & Financial — 30.0%
- Construction — 6.1%
- Automobile — 6.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −5.5% | Q1 (Top) | #6 of 39 |
| 2025 | 6.0% | Q3 | #24 of 36 |
| 2024 | 13.1% | Q3 | #21 of 32 |
| 2023 | 29.8% | Q1 (Top) | #4 of 32 |
| 2022 | −3.0% | Q4 (Bottom) | #27 of 28 |