Bank of India Large Cap Fund
The scheme seeks to provide investors long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.
Growthvine rating: 3/5 — ranked #11 of 41 in category.
Fund basics
| Category | Equity: Large Cap |
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| NAV | ₹16.04 (as of 2026-10-01) |
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| AUM | ₹231 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Alok Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| 5-year annualised return | 7.64% |
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| Sharpe ratio | 0.5 |
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| Standard deviation | 16.04% |
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| Max drawdown | −23.21% |
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| Alpha | 2.21 |
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| Beta | 1.06 |
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Over 5 years, captured 104.4% of NIFTY 100's upside and 101.6% of its downside.
Market cap allocation
| Large cap | 82.0% |
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| Mid cap | 4.3% |
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| Small cap | 13.7% |
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Concentration
| Top 5 holdings | 25.5% |
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| Top 10 holdings | 40.8% |
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| Total holdings | 53 |
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| Index overlap | 48.9% |
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| Active share | 51.1% |
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Top holdings
- HDFC Bank Ltd. — 7.0%
- ICICI Bank Ltd. — 6.2%
- State Bank Of India — 5.0%
- Adani Ports and Special Economic Zone Ltd — 3.9%
- Reliance Industries Ltd — 3.4%
- ICICI Prudential Asset Management Company Limited — 3.4%
- Tech Mahindra Limited — 3.2%
- Shriram Finance Limited — 3.1%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 3.1%
- Larsen & Toubro Limited — 2.5%
Top sectors
- Banking & Financial — 29.1%
- Automobile — 6.8%
- Consumer Durables — 5.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −3.8% | Q1 (Top) | #5 of 39 |
| 2025 | 6.0% | Q3 | #24 of 36 |
| 2024 | 13.1% | Q3 | #21 of 32 |
| 2023 | 29.8% | Q1 (Top) | #4 of 32 |
| 2022 | −3.0% | Q4 (Bottom) | #27 of 28 |