Bank of India Flexi Cap Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation.
Growthvine rating: 5/5 — ranked #3 of 56 in category.
Fund basics
| Category | Equity: Flexi Cap |
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| NAV | ₹35.52 (as of 2026-10-23) |
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| AUM | ₹2,953 Cr |
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| Expense ratio | 1.67% |
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| Riskometer | Very High |
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| Fund manager | Alok Singh |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| 5-year annualised return | 14.52% |
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| Sharpe ratio | 0.62 |
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| Standard deviation | 18.73% |
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| Max drawdown | −23.98% |
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| Alpha | 6.81 |
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| Beta | 1.08 |
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Over 5 years, captured 120.7% of Nifty 500's upside and 100.5% of its downside.
Market cap allocation
| Large cap | 44.2% |
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| Mid cap | 17.7% |
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| Small cap | 38.1% |
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Concentration
| Top 5 holdings | 16.7% |
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| Top 10 holdings | 29.5% |
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| Total holdings | 65 |
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| Index overlap | 25.4% |
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| Active share | 74.6% |
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Top holdings
- State Bank Of India — 5.1%
- TREPS — 4.5%
- ICICI Bank Ltd. — 3.4%
- QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED — 2.8%
- Hindustan Aeronautics Limited — 2.8%
- Mankind Pharma Limited — 2.7%
- Sky Gold And Diamonds Limited — 2.6%
- SIGMA ADVANCED SYSTEMS LIMITED — 2.6%
- Sterlite Technologies Limited. — 2.6%
- Dr. Reddys Laboratories Ltd. — 2.5%
Top sectors
- Banking & Financial — 16.1%
- Pharma & Biotech — 7.5%
- Aerospace & Defence — 6.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 0.5% | Q1 (Top) | #4 of 50 |
| 2025 | −0.3% | Q4 (Bottom) | #35 of 43 |
| 2024 | 29.0% | Q1 (Top) | #4 of 42 |
| 2023 | 37.9% | Q1 (Top) | #2 of 36 |
| 2022 | −0.9% | Q3 | #17 of 30 |