Bank of India Credit Risk Fund
The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Growthvine rating: 1/5 — ranked #13 of 14 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹14.39 (as of 2026-08-21) |
| AUM | ₹92 Cr |
| Expense ratio | 1.15% |
| Riskometer | Moderately High |
| Fund manager | Alok Singh |
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year |
Performance & risk
| 5-year annualised return | 27.35% |
|---|---|
| Sharpe ratio | 0.86 |
| Standard deviation | 4.11% |
| Max drawdown | -73.48% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 423.0% of NIFTY Credit Risk Bond Index's upside and -794.1% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 14.5% | Q1 (Top) | #1 of 14 |
| 2025 | 6.5% | Q4 (Bottom) | #13 of 14 |
| 2024 | 6.0% | Q4 (Bottom) | #14 of 14 |
| 2023 | 5.6% | Q4 (Bottom) | #14 of 14 |
| 2022 | 143.1% | Q1 (Top) | #1 of 13 |