Bank of India Consumption Fund
The scheme seeks to provide long term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors.
Growthvine rating: 1/5 — ranked #171 of 186 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹10.37 (as of 2026-10-22) |
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| AUM | ₹370 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Nitin Gosar |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −15.66% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 95.1% of NIFTY Financial Services's upside and 96.5% of its downside.
Market cap allocation
| Large cap | 46.4% |
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| Mid cap | 24.8% |
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| Small cap | 28.8% |
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Concentration
| Top 5 holdings | 35.0% |
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| Top 10 holdings | 52.2% |
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| Total holdings | 37 |
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Top holdings
- Bharti Airtel Ltd. — 9.7%
- ITC Ltd — 8.9%
- Britannia Industries Ltd. — 6.5%
- Maruti Suzuki India Ltd. — 5.3%
- Mahindra & Mahindra Ltd. — 4.7%
- United Spirits Limited — 4.5%
- Dixon Technologies (India) Limited — 3.8%
- TREPS — 3.7%
- TIPS MUSIC LIMITED — 3.1%
- FSN E-Commerce Ventures Limited — 2.9%
Top sectors
- Automobile — 15.4%
- FMCG — 13.1%
- Food Beverage & Tobacco — 13.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −7.0% | Q3 | #98 of 167 |
| 2025 | 11.3% | Q1 (Top) | #17 of 132 |