Bank of India Consumption Fund
The scheme seeks to provide long term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors.
Growthvine rating: 1/5 — ranked #170 of 184 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹10.47 (as of 2026-10-01) |
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| AUM | ₹370 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Nitin Gosar |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −15.66% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 95.1% of NIFTY Financial Services's upside and 96.5% of its downside.
Market cap allocation
| Large cap | 44.8% |
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| Mid cap | 28.9% |
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| Small cap | 26.3% |
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Concentration
| Top 5 holdings | 34.0% |
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| Top 10 holdings | 54.1% |
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| Total holdings | 36 |
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Top holdings
- Bharti Airtel Ltd. — 9.4%
- ITC Ltd — 8.1%
- Britannia Industries Ltd. — 6.6%
- Dixon Technologies (India) Limited — 5.1%
- Mahindra & Mahindra Ltd. — 4.8%
- United Spirits Limited — 4.7%
- Maruti Suzuki India Ltd. — 4.3%
- FSN E-Commerce Ventures Limited — 4.3%
- Entero Healthcare Solutions Limited — 4.0%
- PB Fintech Limited — 2.9%
Top sectors
- Automobile — 14.3%
- Food Beverage & Tobacco — 13.3%
- Retail — 12.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −6.1% | Q3 | #106 of 167 |
| 2025 | 11.3% | Q1 (Top) | #17 of 132 |