Bank of India Banking & Financial Services Fund
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of banking and financial services companies.
Growthvine rating: 1/5 — ranked #70 of 84 in category.
Fund basics
| Category | Equity: Sectoral |
|---|---|
| NAV | ₹9.62 (as of 2026-09-11) |
| AUM | ₹282 Cr |
| Expense ratio | 2.10% |
| Riskometer | Very High |
| Fund manager | Nilesh Jethani |
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 3 months |
Performance & risk
| Standard deviation | 0.00% |
|---|---|
| Max drawdown | -14.31% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 78.4% of NIFTY Financial Services's upside and 71.8% of its downside.
Market cap allocation
| Large cap | 70.0% |
|---|---|
| Mid cap | 12.5% |
| Small cap | 17.5% |
Concentration
| Top 5 holdings | 40.9% |
|---|---|
| Top 10 holdings | 56.1% |
| Total holdings | 33 |
Top holdings
- ICICI Bank Ltd. — 13.2%
- HDFC Bank Ltd. — 11.1%
- State Bank Of India — 8.6%
- Bajaj Finance Limited — 4.2%
- Shriram Finance Limited — 3.8%
- ICICI Prudential Asset Management Company Limited — 3.3%
- TREPS — 3.3%
- HDFC Asset Management Company Limited — 3.1%
- Indian Bank — 3.0%
- City Union Bank Ltd — 3.0%
Top sectors
- Banking & Financial — 69.1%
- Finance & Investments — 16.8%
- Technology — 5.6%
Calendar-year track record
No calendar-year history.