Bandhan Ultra Short to Short Term Fund
The scheme aims to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.
Growthvine rating: 5/5 — ranked #2 of 33 in category.
Fund basics
| Category | Debt: Low Duration |
|---|---|
| NAV | ₹41.50 (as of 2026-10-06) |
| AUM | ₹6,404 Cr |
| Expense ratio | 0.55% |
| Riskometer | Low to Moderate |
| Fund manager | Harshal Joshi |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.11% |
|---|---|
| Sharpe ratio | 1.52 |
| Standard deviation | 0.62% |
| Max drawdown | −1.23% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 93.2% of NIFTY Low Duration Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.4% | Q2 | #12 of 27 |
| 2025 | 7.2% | Q2 | #10 of 22 |
| 2024 | 7.3% | Q3 | #14 of 20 |
| 2023 | 6.9% | Q2 | #7 of 20 |
| 2022 | 4.0% | Q3 | #11 of 17 |