Bandhan Multi Asset Allocation Fund
The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.
Growthvine rating: 3/5 — ranked #15 of 50 in category.
Fund basics
| Category | Hybrid: Multi Asset |
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| NAV | ₹13.80 (as of 2026-10-01) |
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| AUM | ₹3,611 Cr |
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| Expense ratio | 1.57% |
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| Riskometer | Very High |
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| Fund manager | Daylynn Gerard Paul Pinto |
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| Exit load | For units in excess of 10% of the investment, 0.5% will be charged for redemption within 1 year |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −10.21% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 120.4% of NIFTY Multi Asset - Equity : Debt : Arbitrage : REITs/InvITs (50:20:20:10) Index's upside and 65.1% of its downside.
Market cap allocation
| Large cap | 59.7% |
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| Mid cap | 20.8% |
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| Small cap | 19.5% |
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Concentration
| Top 5 holdings | 20.6% |
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| Top 10 holdings | 29.5% |
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| Total holdings | 163 |
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Top holdings
- Net Receivable / Payable — 14.5%
- iShares V PLC - iShares MSCI ACWI UCITS ETF — 7.3%
- ICICI Prudential Gold ETF — 6.7%
- Triparty Repo TRP_010926 — 4.7%
- ICICI Prudential Silver ETF — 4.5%
- HDFC Bank Ltd. — 4.2%
- Reliance Industries Ltd — 3.8%
- ICICI Bank Ltd. — 3.0%
- Kotak Mahindra Bank Ltd. — 2.3%
- Bandhan Silver ETF — 2.3%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.2% | Q1 (Top) | #10 of 44 |
| 2025 | 19.2% | Q1 (Top) | #6 of 34 |