Bandhan Medium Term Fund
The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.
Growthvine rating: 2/5 — ranked #33 of 45 in category.
Fund basics
| Category | Debt: Medium Duration |
|---|---|
| NAV | ₹48.51 (as of 2026-09-16) |
| AUM | ₹1,250 Cr |
| Expense ratio | 1.15% |
| Riskometer | Moderate |
| Fund manager | Suyash Choudhary |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.24% |
|---|---|
| Sharpe ratio | 0.46 |
| Standard deviation | 1.81% |
| Max drawdown | -7.15% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 94.1% of NIFTY Medium Duration Debt Index's upside and 87.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.0% | Q2 | #12 of 44 |
| 2025 | 6.6% | Q4 (Bottom) | #38 of 42 |
| 2024 | 7.6% | Q4 (Bottom) | #34 of 42 |
| 2023 | 6.4% | Q4 (Bottom) | #27 of 30 |
| 2022 | 1.2% | Q4 (Bottom) | #15 of 16 |