Bandhan Gilt Fund with 10-year constant duration Fund
The scheme seeks to generate optimal returns with high liquidity by investing in Government securities such that weighted average portfolio maturity of around 10 years.
Growthvine rating: 4/5 — ranked #2 of 8 in category.
Fund basics
| Category | Debt: Gilt Fund 10 yr duration |
|---|---|
| NAV | ₹48.53 (as of 2026-08-21) |
| AUM | ₹293 Cr |
| Expense ratio | 0.41% |
| Riskometer | Moderate |
| Fund manager | Harshal Joshi |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.06% |
|---|---|
| Sharpe ratio | 0.59 |
| Standard deviation | 3.15% |
| Max drawdown | -5.09% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 103.8% of NIFTY 10 yr Benchmark G-Sec's upside and 95.7% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.8% | Q1 (Top) | #1 of 8 |
| 2025 | 7.5% | Q1 (Top) | #1 of 8 |
| 2024 | 9.7% | Q1 (Top) | #1 of 8 |
| 2023 | 7.4% | Q2 | #4 of 8 |
| 2022 | 0.7% | Q3 | #6 of 7 |