Bandhan Financial Services Fund
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services
Growthvine rating: 3/5 — ranked #22 of 87 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹13.72 (as of 2026-10-23) |
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| AUM | ₹1,122 Cr |
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| Expense ratio | 1.91% |
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| Riskometer | Very High |
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| Fund manager | Harshvardhan Agrawal |
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| Exit load | 0.5% for redemption within 30 days |
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Performance & risk
| Sharpe ratio | 0.42 |
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| Standard deviation | 16.67% |
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| Max drawdown | −17.60% |
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| Alpha | 4.09 |
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| Beta | 0.97 |
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Over 5 years, captured 106.0% of NIFTY Financial Services's upside and 80.0% of its downside.
Market cap allocation
| Large cap | 59.8% |
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| Mid cap | 18.8% |
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| Small cap | 21.4% |
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Concentration
| Top 5 holdings | 41.3% |
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| Top 10 holdings | 54.8% |
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| Total holdings | 59 |
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Top holdings
- ICICI Bank Ltd. — 14.4%
- HDFC Bank Ltd. — 12.0%
- Kotak Mahindra Bank Ltd. — 5.8%
- AXIS Bank Ltd. — 4.8%
- Bajaj Finance Limited — 4.5%
- State Bank Of India — 3.9%
- Cholamandalam Investment and Finance Company Ltd — 3.1%
- One 97 Communications Limited — 2.3%
- Shriram Finance Limited — 2.1%
- Max Financial Services Limited — 2.1%
Top sectors
- Banking & Financial — 62.9%
- Finance & Investments — 24.9%
- Miscellaneous — 7.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −10.8% | Q4 (Bottom) | #62 of 76 |
| 2025 | 11.7% | Q1 (Top) | #18 of 69 |
| 2024 | 18.6% | Q3 | #39 of 58 |