Bandhan Financial Services Fund
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services
Growthvine rating: 4/5 — ranked #20 of 84 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹14.92 (as of 2026-09-11) |
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| AUM | ₹1,114 Cr |
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| Expense ratio | 1.89% |
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| Riskometer | Very High |
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| Fund manager | Harshvardhan Agrawal |
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| Exit load | 0.5% for redemption within 30 days |
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Performance & risk
| Sharpe ratio | 0.57 |
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| Standard deviation | 16.13% |
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| Max drawdown | -17.60% |
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| Alpha | 4.17 |
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| Beta | 0.96 |
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Over 5 years, captured 106.0% of NIFTY Financial Services's upside and 76.4% of its downside.
Market cap allocation
| Large cap | 58.2% |
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| Mid cap | 18.9% |
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| Small cap | 22.9% |
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Concentration
| Top 5 holdings | 41.3% |
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| Top 10 holdings | 53.8% |
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| Total holdings | 58 |
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Top holdings
- ICICI Bank Ltd. — 14.6%
- HDFC Bank Ltd. — 12.2%
- Kotak Mahindra Bank Ltd. — 5.3%
- Bajaj Finance Limited — 4.7%
- AXIS Bank Ltd. — 4.4%
- Cholamandalam Investment and Finance Company Ltd — 3.1%
- State Bank Of India — 3.0%
- Max Financial Services Limited — 2.2%
- Shriram Finance Limited — 2.2%
- Triparty Repo TRP_030826 — 2.1%
Top sectors
- Banking & Financial — 61.5%
- Finance & Investments — 24.8%
- Miscellaneous — 7.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | -3.0% | Q3 | #54 of 76 |
| 2025 | 11.7% | Q1 (Top) | #18 of 69 |
| 2024 | 18.6% | Q3 | #39 of 58 |