Bandhan Equity Savings Fund
The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.
Growthvine rating: 2/5 — ranked #18 of 25 in category.
Fund basics
| Category | Hybrid: Equity Savings |
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| NAV | ₹32.27 (as of 2026-10-23) |
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| AUM | ₹409 Cr |
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| Expense ratio | 0.93% |
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| Riskometer | Low to Moderate |
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| Fund manager | Kapil Kankonkar |
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| Exit load | For units in excess of 10% of the investment, 0.25% will be charged for redemption within 7 days |
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Performance & risk
| 5-year annualised return | 5.53% |
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| Sharpe ratio | 0.05 |
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| Standard deviation | 2.79% |
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| Max drawdown | −17.48% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 76.5% of NIFTY 50 Hybrid Short Duration Debt 25:75 Index's upside and 50.6% of its downside.
Market cap allocation
| Large cap | 94.6% |
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| Mid cap | 5.4% |
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| Small cap | 0.0% |
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Concentration
| Top 5 holdings | 17.7% |
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| Top 10 holdings | 30.8% |
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| Total holdings | 84 |
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Top holdings
- Net Receivable / Payable — 45.0%
- Bandhan Money Market Fund -Direct Plan-Growth — 7.3%
- HDFC Bank Limited — 6.2%
- Kotak Mahindra Bank Ltd. — 4.0%
- HDFC Bank Ltd. — 3.8%
- AXIS Bank Ltd. — 3.8%
- Reliance Industries Ltd — 3.2%
- Triparty Repo TRP_011026 — 3.0%
- Bharti Airtel Ltd. — 3.0%
- Larsen & Toubro Limited — 2.9%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.0% | Q1 (Top) | #5 of 25 |
| 2025 | 6.4% | Q3 | #13 of 22 |
| 2024 | 7.6% | Q4 (Bottom) | #21 of 22 |
| 2023 | 9.6% | Q4 (Bottom) | #20 of 21 |
| 2022 | 2.5% | Q3 | #13 of 19 |