Bandhan Credit Risk Fund
The Fund seeks to generate returns by predominantly investing AA and below rated corporate debt securities across maturities.
Growthvine rating: 1/5 — ranked #14 of 14 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹17.32 (as of 2026-08-21) |
| AUM | ₹227 Cr |
| Expense ratio | 1.42% |
| Riskometer | Moderately High |
| Fund manager | Debraj Lahiri |
| Exit load | 1% for redemption within 365 days |
Performance & risk
| 5-year annualised return | 5.44% |
|---|---|
| Sharpe ratio | 0.36 |
| Standard deviation | 1.26% |
| Max drawdown | -2.65% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 75.9% of NIFTY Credit Risk Bond Index's upside and 107.9% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.2% | Q4 (Bottom) | #14 of 14 |
| 2025 | 6.2% | Q4 (Bottom) | #14 of 14 |
| 2024 | 7.4% | Q3 | #10 of 14 |
| 2023 | 5.8% | Q4 (Bottom) | #13 of 14 |
| 2022 | 3.1% | Q4 (Bottom) | #11 of 13 |