Bandhan Conservative Hybrid Fund
The Scheme seeks to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Schemes total assets in equity
Growthvine rating: 2/5 — ranked #19 of 24 in category.
Fund basics
| Category | Hybrid: Conservative |
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| NAV | ₹32.87 (as of 2026-09-11) |
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| AUM | ₹96 Cr |
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| Expense ratio | 1.67% |
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| Riskometer | Moderately High |
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| Fund manager | Viraj Kulkarni |
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| Exit load | For units in excess of 10% of the investment, 0.25% will be charged for redemption within 7 days |
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Performance & risk
| 5-year annualised return | 5.00% |
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| Sharpe ratio | 0.19 |
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| Standard deviation | 4.41% |
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| Max drawdown | -11.46% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 97.5% of NIFTY 50 Hybrid Composite Debt 15:85 Index's upside and 124.9% of its downside.
Market cap allocation
| Large cap | 43.1% |
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| Mid cap | 6.4% |
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| Small cap | 50.5% |
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Concentration
| Top 5 holdings | 20.5% |
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| Top 10 holdings | 24.6% |
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| Total holdings | 9 |
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Top holdings
- Bandhan Nifty 50 ETF — 12.4%
- 7.3% GOI (MD 19/06/2053) — 8.5%
- 8.57% Rajasthan SDL (MD 11/07/2028) — 5.6%
- 7.77% REC Limited — 5.4%
- 8.4% Godrej Industries Limited — 5.4%
- 7.7% National Bank For Agriculture and Rural Development — 5.4%
- 7.75% LIC Housing Finance Limited — 5.4%
- 7.1% Bajaj Housing Finance Limited — 5.4%
- 6.66% Small Industries Dev Bank of India — 5.3%
- Canara Bank — 5.3%
Top sectors
- Equity MF — 12.4%
- Automobile — 3.3%
- Consumer Durables — 2.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 0.3% | Q3 | #15 of 20 |
| 2025 | 6.7% | Q2 | #10 of 20 |
| 2024 | 7.7% | Q4 (Bottom) | #18 of 20 |
| 2023 | 9.5% | Q4 (Bottom) | #17 of 20 |
| 2022 | 0.1% | Q4 (Bottom) | #19 of 19 |