Bandhan Banking & PSU Fund
To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.
Growthvine rating: 3/5 — ranked #11 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹26.21 (as of 2026-08-21) |
| AUM | ₹12,122 Cr |
| Expense ratio | 0.55% |
| Riskometer | Moderate |
| Fund manager | Gautam Kaul |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.97% |
|---|---|
| Sharpe ratio | 0.76 |
| Standard deviation | 1.29% |
| Max drawdown | -3.30% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 91.8% of NIFTY Banking & PSU Debt Index's upside and 3.3% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.7% | Q1 (Top) | #1 of 21 |
| 2025 | 7.1% | Q4 (Bottom) | #17 of 21 |
| 2024 | 7.6% | Q4 (Bottom) | #19 of 22 |
| 2023 | 6.7% | Q2 | #8 of 21 |
| 2022 | 3.6% | Q2 | #6 of 19 |