Bandhan Banking and PSU Debt Fund
To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.
Growthvine rating: 2/5 — ranked #12 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹26.32 (as of 2026-10-06) |
| AUM | ₹12,014 Cr |
| Expense ratio | 0.55% |
| Riskometer | Moderate |
| Fund manager | Gautam Kaul |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.95% |
|---|---|
| Sharpe ratio | 0.73 |
| Standard deviation | 1.31% |
| Max drawdown | −3.30% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 93.6% of NIFTY Banking & PSU Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.2% | Q1 (Top) | #3 of 21 |
| 2025 | 7.1% | Q4 (Bottom) | #17 of 21 |
| 2024 | 7.6% | Q4 (Bottom) | #19 of 22 |
| 2023 | 6.7% | Q2 | #8 of 21 |
| 2022 | 3.6% | Q2 | #6 of 19 |