Axis Retirement Fund Aggressive Plan
The schemes seeks to generate capital appreciation by predominantly investing in equity and equity related instruments.
Growthvine rating: 2/5 — ranked #7 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
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| NAV | ₹17.34 (as of 2026-10-23) |
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| AUM | ₹666 Cr |
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| Expense ratio | 2.05% |
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| Riskometer | Very High |
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| Fund manager | Devang Shah |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 4.85% |
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| Sharpe ratio | 0.28 |
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| Standard deviation | 12.57% |
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| Max drawdown | −26.05% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 75.4% of Nifty 500's upside and 85.1% of its downside.
Market cap allocation
| Large cap | 71.7% |
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| Mid cap | 14.8% |
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| Small cap | 13.5% |
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Concentration
| Top 5 holdings | 19.7% |
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| Top 10 holdings | 29.5% |
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| Total holdings | 87 |
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Top holdings
- 7.1% Government of India (08/04/2034) — 6.4%
- Reliance Industries Ltd — 5.2%
- 6.79% Government of India (07/10/2034) — 5.1%
- ICICI Bank Ltd. — 4.9%
- HDFC Bank Ltd. — 4.7%
- Clearing Corporation of India Ltd — 4.0%
- 7.25% Government of India (12/06/2063) — 3.5%
- 7.18% Government of India (24/07/2037) — 3.0%
- Bharti Airtel Ltd. — 2.7%
- Kotak Mahindra Bank Ltd. — 2.3%
Top sectors
- SOV — 19.4%
- Banking & Financial — 16.1%
- Automobile — 6.8%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −7.4% | Q3 | #7 of 10 |
| 2025 | 4.2% | Q3 | #7 of 10 |
| 2024 | 19.2% | Q2 | #4 of 8 |
| 2023 | 19.6% | Q4 (Bottom) | #8 of 8 |
| 2022 | −7.1% | Q4 (Bottom) | #7 of 7 |