Axis Retirement Fund Aggressive Plan
The schemes seeks to generate capital appreciation by predominantly investing in equity and equity related instruments.
Growthvine rating: 2/5 — ranked #7 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
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| NAV | ₹17.58 (as of 2026-10-01) |
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| AUM | ₹709 Cr |
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| Expense ratio | 2.04% |
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| Riskometer | Very High |
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| Fund manager | Devang Shah |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 4.85% |
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| Sharpe ratio | 0.47 |
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| Standard deviation | 12.14% |
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| Max drawdown | −26.05% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 75.4% of Nifty 500's upside and 85.1% of its downside.
Market cap allocation
| Large cap | 72.4% |
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| Mid cap | 14.8% |
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| Small cap | 12.8% |
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Concentration
| Top 5 holdings | 20.0% |
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| Top 10 holdings | 30.6% |
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| Total holdings | 86 |
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Top holdings
- 7.1% Government of India (08/04/2034) — 6.1%
- Reliance Industries Ltd — 5.2%
- ICICI Bank Ltd. — 5.1%
- 6.79% Government of India (07/10/2034) — 4.9%
- HDFC Bank Ltd. — 4.4%
- Clearing Corporation of India Ltd — 3.7%
- 7.25% Government of India (12/06/2063) — 3.4%
- 7.18% Government of India (24/07/2037) — 2.9%
- Bharti Airtel Ltd. — 2.7%
- State Bank Of India — 2.6%
Top sectors
- SOV — 18.6%
- Banking & Financial — 16.1%
- Automobile — 6.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −6.1% | Q3 | #8 of 10 |
| 2025 | 4.2% | Q3 | #7 of 10 |
| 2024 | 19.2% | Q2 | #4 of 8 |
| 2023 | 19.6% | Q4 (Bottom) | #8 of 8 |
| 2022 | −7.1% | Q4 (Bottom) | #7 of 7 |