Aditya Birla SL Retirement Fund 40s Plan
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.
Growthvine rating: 3/5 — ranked #3 of 9 in category.
Fund basics
| Category | Solution: Retirement Hybrid |
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| NAV | ₹18.56 (as of 2026-10-01) |
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| AUM | ₹116 Cr |
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| Expense ratio | 2.09% |
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| Riskometer | Very High |
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| Fund manager | Mohit Sharma |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 7.01% |
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| Sharpe ratio | 0.41 |
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| Standard deviation | 11.24% |
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| Max drawdown | −27.39% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 74.9% of Nifty 500's upside and 72.8% of its downside.
Market cap allocation
| Large cap | 64.6% |
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| Mid cap | 17.4% |
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| Small cap | 17.9% |
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Concentration
| Top 5 holdings | 19.4% |
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| Top 10 holdings | 31.5% |
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| Total holdings | 57 |
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Top holdings
- TREPS — 8.0%
- ICICI Bank Ltd. — 6.6%
- Government of India (06/10/2035) — 6.3%
- HDFC Bank Ltd. — 3.9%
- Infosys Ltd — 3.2%
- Government of India (22/04/2064) — 2.9%
- Reliance Industries Ltd — 2.9%
- Sun Pharmaceutical Industries Ltd. — 2.8%
- UltraTech Cement Ltd — 2.8%
- State Bank Of India — 2.6%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −3.3% | Q3 | #6 of 9 |
| 2025 | 4.4% | Q3 | #7 of 9 |
| 2024 | 17.5% | Q2 | #4 of 9 |
| 2023 | 19.0% | Q3 | #6 of 8 |
| 2022 | 0.2% | Q3 | #6 of 8 |