Aditya Birla SL Retirement Fund 30s Plan
The Scheme seeks to invest primarily in a well-diversified portfolio of equity and equity related securities.
Growthvine rating: 4/5 — ranked #2 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
|---|
| NAV | ₹20.99 (as of 2026-10-23) |
|---|
| AUM | ₹465 Cr |
|---|
| Expense ratio | 2.10% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Jonas Bhutta |
|---|
| Exit load | 0 |
|---|
Performance & risk
| 5-year annualised return | 10.10% |
|---|
| Sharpe ratio | 0.55 |
|---|
| Standard deviation | 15.87% |
|---|
| Max drawdown | −34.34% |
|---|
| Alpha | 4.48 |
|---|
| Beta | 0.97 |
|---|
Over 5 years, captured 97.8% of Nifty 500's upside and 87.9% of its downside.
Market cap allocation
| Large cap | 38.9% |
|---|
| Mid cap | 23.9% |
|---|
| Small cap | 37.2% |
|---|
Concentration
| Top 5 holdings | 14.8% |
|---|
| Top 10 holdings | 25.5% |
|---|
| Total holdings | 78 |
|---|
Top holdings
- TREPS — 3.9%
- ICICI Bank Ltd. — 3.6%
- Ather Energy Limited — 3.2%
- Aditya Infotech Limited — 3.0%
- S.J.S. Enterprises Limited — 2.5%
- Dr. Lal Pathlabs Limited — 2.4%
- Sona BLW Precision Forgings Limited — 2.3%
- Eternal Limited — 2.3%
- Kirloskar Oil Engines Limited — 2.1%
- Ajanta Pharma Ltd. — 2.1%
Top sectors
- Banking & Financial — 15.0%
- Automobile — 10.9%
- Industrial Products — 9.7%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 1.3% | Q1 (Top) | #1 of 10 |
| 2025 | 8.4% | Q1 (Top) | #2 of 10 |
| 2024 | 17.9% | Q3 | #6 of 8 |
| 2023 | 21.3% | Q4 (Bottom) | #7 of 8 |
| 2022 | 0.3% | Q3 | #5 of 7 |