Aditya Birla SL Retirement Fund 30s Plan
The Scheme seeks to invest primarily in a well-diversified portfolio of equity and equity related securities.
Growthvine rating: 4/5 — ranked #2 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
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| NAV | ₹21.84 (as of 2026-10-01) |
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| AUM | ₹487 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Jonas Bhutta |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 10.10% |
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| Sharpe ratio | 0.68 |
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| Standard deviation | 15.51% |
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| Max drawdown | −34.34% |
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| Alpha | 3.75 |
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| Beta | 0.97 |
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Over 5 years, captured 97.8% of Nifty 500's upside and 87.9% of its downside.
Market cap allocation
| Large cap | 38.9% |
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| Mid cap | 24.3% |
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| Small cap | 36.8% |
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Concentration
| Top 5 holdings | 16.1% |
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| Top 10 holdings | 26.2% |
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| Total holdings | 76 |
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Top holdings
- ICICI Bank Ltd. — 3.8%
- Ather Energy Limited — 3.7%
- Aditya Infotech Limited — 3.6%
- TREPS — 3.2%
- S.J.S. Enterprises Limited — 2.7%
- Eternal Limited — 2.3%
- Dr. Lal Pathlabs Limited — 2.2%
- Sona BLW Precision Forgings Limited — 2.2%
- Ajanta Pharma Ltd. — 2.0%
- HDFC Bank Ltd. — 1.9%
Top sectors
- Banking & Financial — 15.3%
- Automobile — 11.5%
- Industrial Products — 9.3%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 5.3% | Q1 (Top) | #1 of 10 |
| 2025 | 8.4% | Q1 (Top) | #2 of 10 |
| 2024 | 17.9% | Q3 | #6 of 8 |
| 2023 | 21.3% | Q4 (Bottom) | #7 of 8 |
| 2022 | 0.3% | Q3 | #5 of 7 |