Aditya Birla SL Credit Risk Fund
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Growthvine rating: 3/5 — ranked #4 of 13 in category.
Fund basics
| Category | Debt: Credit Risk |
|---|---|
| NAV | ₹25.56 (as of 2026-11-11) |
| AUM | ₹1,657 Cr |
| Expense ratio | 1.36% |
| Riskometer | Moderately High |
| Fund manager | Mohit Sharma |
| Exit load | 1% for redemption within 1 year |
Performance & risk
| 5-year annualised return | 9.86% |
|---|---|
| Sharpe ratio | 1.96 |
| Standard deviation | 3.01% |
| Max drawdown | −4.00% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 136.5% of NIFTY Credit Risk Bond Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 9.7% | Q1 (Top) | #2 of 13 |
| 2025 | 13.4% | Q1 (Top) | #3 of 13 |
| 2024 | 11.9% | Q1 (Top) | #1 of 13 |
| 2023 | 6.9% | Q2 | #7 of 13 |
| 2022 | 7.1% | Q1 (Top) | #3 of 12 |