Aditya Birla SL Banking & PSU Debt Fund
The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Growthvine rating: 4/5 — ranked #4 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹387.43 (as of 2026-08-21) |
| AUM | ₹8,833 Cr |
| Expense ratio | 0.62% |
| Riskometer | Moderate |
| Fund manager | Harshil Suvarnkar |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.02% |
|---|---|
| Sharpe ratio | 0.61 |
| Standard deviation | 1.57% |
| Max drawdown | -3.05% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 94.8% of NIFTY Banking & PSU Debt Index's upside and 39.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.9% | Q3 | #15 of 21 |
| 2025 | 7.3% | Q3 | #13 of 21 |
| 2024 | 7.9% | Q2 | #8 of 22 |
| 2023 | 6.9% | Q1 (Top) | #2 of 21 |
| 2022 | 3.7% | Q1 (Top) | #5 of 19 |