Aditya Birla SL Bal Bhavishya Yojna
The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.
Growthvine rating: 3/5 — ranked #3 of 8 in category.
Fund basics
| Category | Solution: Children Equity |
|---|
| NAV | ₹20.80 (as of 2026-09-11) |
|---|
| AUM | ₹1,208 Cr |
|---|
| Expense ratio | 0.81% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Chanchal Khandelwal |
|---|
| Exit load | 0 |
|---|
Performance & risk
| 5-year annualised return | 9.19% |
|---|
| Sharpe ratio | 0.48 |
|---|
| Standard deviation | 15.18% |
|---|
| Max drawdown | -33.99% |
|---|
| Alpha | 0.75 |
|---|
| Beta | 0.97 |
|---|
Over 5 years, captured 90.2% of Nifty 500's upside and 93.7% of its downside.
Market cap allocation
| Large cap | 55.7% |
|---|
| Mid cap | 17.1% |
|---|
| Small cap | 27.2% |
|---|
Concentration
| Top 5 holdings | 18.4% |
|---|
| Top 10 holdings | 29.1% |
|---|
| Total holdings | 67 |
|---|
Top holdings
- ICICI Bank Ltd. — 6.0%
- HDFC Bank Ltd. — 3.6%
- Reliance Industries Ltd — 3.5%
- AXIS Bank Ltd. — 2.7%
- Bharti Airtel Ltd. — 2.7%
- Infosys Ltd — 2.5%
- State Bank Of India — 2.1%
- Hindalco Industries Ltd. — 2.0%
- Shriram Finance Limited — 2.0%
- Meesho Limited — 2.0%
Top sectors
- Banking & Financial — 19.8%
- Software & Services — 9.4%
- Retail — 6.4%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 0.7% | Q2 | #4 of 9 |
| 2025 | 6.9% | Q1 (Top) | #3 of 9 |
| 2024 | 14.3% | Q3 | #6 of 8 |
| 2023 | 22.7% | Q3 | #5 of 7 |
| 2022 | 0.0% | Q2 | #4 of 7 |